Specialized Mental Health Solutions

Mental Health Credentialing Services For Therapists, Counselors, & Psychiatrists

An uncredentialed provider can’t bill insurance companies, and the credentialing process takes 60 to 120 days. We begin counting today and have you on panels within that time and paid.
All 50 states served
5-Layer system
CAQH / PECOS filed
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credentialing system
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Why Mental Health Credentialing Delays Revenue?

Providers credential for 60 to 120 days, during which time they cannot bill insurance companies in-network. Each week without credentialing is a week with bills that cannot be submitted.
Credentialing is the gate in front of the dollars, and it is deliberately designed to be slow. First, the payer verifies the credentials, licensure, education, and background of the behavioral health professional and then decides to pay based on committee review of its own choosing, not yours. The new professional working but not yet credentialed is earning you revenue only once the payer allows him or her to do so. For a practice expanding its clinical workforce, the delay period determines whether the quarter will be successful or a failure. There are four main reasons for a stall at the gate.

Every week without being paneled means money that you can't bill.

Give us your providers and preferred payers, and we’ll determine how long your credentialing process takes.

Lost revenue when not credentialed

An un-paneled provider either declines their insured patients or bills them OON with heavy discounts. The therapy happens; the bill doesn’t get paid until credentialing gets completed.

CAQH attestation lapses

A partial or expired CAQH application stops the review for all payers who use it. A missed 120 days re-attest period can stop the credentialing process in its tracks.

Behavioral panels being closed

Behavioral health panels close or reach their maximum more frequently than general medical panels, especially in the overcrowded urban areas. A submission to such a panel will stay there undealt with.

Credentialing expiration

The Medicare revalidation cycle and commercial re-credentialing cycles are long. One missed means deactivation of your ability to bill and an uncredentialed provider out of the blue.

What Is Mental Health Credentialing?

Credentialing of mental health providers refers to the process of checking the validity of the credentials of a provider in terms of licensure, education, and qualifications so they get approved. This is the stage before billing.

The term gets thrown around a lot. There are four processes and they cannot be substituted for one another. A provider may be credentialed but unable to bill since there was no activation of the enrollment process. If you know which stage you need to address, you’ll know whom to contact and what to do.

01. Credentialing

Verification and validation of the licenses, education, training, and credentials of a provider in order to get approval from a payer.

02. Enrollment

The process of requesting participation in a health insurance network (payer) to receive reimbursement for services.

03. Paneling

Adding to the network of the payer as in-network provider that allows clients to benefit from behavioral benefits.

04. Privileging

Granting privileges to practice in a certain institution such as a hospital or treatment center independent of payer network.
Credentialing begins from the concept of verifying sources through which the payer makes sure that each of the credentialing documents are verified directly from the issuing licensing board or educational institution and not on the basis of a copy. This is the reason that the process cannot be hurried beyond a certain stage, and a neat and complete file is the only accelerator available for the process.

Insurance Panel Credentialing & Enrollment

Enrolling the insurance panels involves having a completed CAQH profile, applying to every individual payer, having the payer access your profile, and seeing the process through to completion via committee review.

It is at this step that behavioral practices encounter the greatest difficulties because the insurance environment is fragmented into commercial insurance plans, governmental plans, and managed behavioral plans. Each plan maintains its own enrollment process, and the behavioral enrollment process is generally handled by a separate administrator than the one indicated for the medical card.

Commercial Payers

BCBS, Aetna, Cigna, UnitedHealthcare, Optum, and regional carriers.

Government Programs

Medicare, Medicaid (CMS), and Tricare enrollment and re-validations.

Behavioral Carve-outs

Managing specialized mental health administrators like Beacon, Magellan, and Carelon.

How to approach a closed behavioral panel?

A closed or limited-capacity behavioral panel occurs much more frequently than a closed medical panel, and a credentialing committee could delay or reject based simply on the needs of the network in your region. A blind application for a closed panel would likely just be left unattended.
This is how we submit: with a behavioral panel closed, we submit an exception with a network-gap rationale, rather than applying blindly. Also, we file to multiple payers concurrently, not sequentially, because sequential applications add many months to the process.
Routing through carve-out is relevant here also. Optum manages the behavioral coverage for UnitedHealthcare, and Carelon manages behavioral coverage for all Anthem carriers; both manage state Medicaid programs as well. Our credentialing has to be directed toward the company managing the behavioral network. For those cases in which the panel remains closed, out of network billing and eligibility/benefits verification will ensure revenue flow.

Closed Panel? We Know The Way In!

Network Gap Exceptions And Parallel Applications Are Filed For Commercial, Medicare, Medicaid And The Behavioral Carve-Outs.

Credentialing For All Types Of Mental Health Providers

The credentialing process for behavioral health includes all types of providers, all having unique licenses, board certifications, and payor considerations. A prescriber profile is not the same as a counselor profile.

The key to getting your provider credential application correct is matching the right credentials to the right provider and panel rules. Here are the credential types for which we can enroll.

1: Clinical psychologists

Doctoral license verification and, in many cases, board certification as well as testing service credential; established Medicare and commercial eligibility.

2: LCSW

Master’s-level clinical license verification with state board; broad commercial coverage and Medicare eligibility.

3: LMFTs

Marriage and family therapy license verification; like LPCs, they are newly eligible for direct Medicare enrollment.

4: BCBAs

Board Certification as a behavior analyst for ABA therapy. Check out our ABA Therapy Billing page for payer-specific requirements for BCBA supervision and BACBT.

5: Psychiatrists & PMHNPs

DEA registration verification, board certification verification, and a collaborative practice agreement in several states for the nurse practitioner.

6: LPCs

Licensing credential from the state board; Medicare has begun including LPCs within their direct eligibility program, where they were excluded before.

7: Licensed counselors

License from the state board, which can differ from state to state depending on the title of the license and scope.

8: Group practices

Organizational type 2 NPI and group enrollment, with credentialing for each individual practitioner and reassignment to the group practice.

The RCM Expert 5-Layer Mental Health Credentialing System

The five sequential layers of the RCM Xpert credentialing process cover each of the most common sources of failure to ensure the credentialing application is not interrupted by that issue. The vast majority of delays occur due to a task performed outside of the sequence of steps or simply forgotten: an application submitted prior to completion of CAQH record, a verification revealing a gap in the process, a panel completed without a system for its subsequent revalidation.

Layer 1: Document audit and gap analysis

Licenses, board certifications, malpractice insurance coverage, employment history, and identifiers are verified upfront, and any gaps are fixed. A comprehensive file is the only true acceleration tool.

Layer 2: CAQH ProView and PECOS setup and attestation

A CAQH profile is established/ re-established and attested, while Medicare enrollment in PECOS becomes open. Consistency in the data in both systems guarantees that no delays happen due to inconsistent information.

Layer 3: Primary source verification

Each of credentials is verified in terms of the source from which it is issued to ensure that nothing causes denial in payer’s verification. Surprises found at this stage will never become denials.

Layer 4: Payer application and active follow up

Application to the payer and its processing through committee review happen in parallel; we do not just submit and wait for the payer to process it.

Layer 5: Panel approval, follow by re-credentialing and revalidation tracking

Upon panel approval, we document the date of effective approval, and the future dates of Medicare revalidation and commercial re-credentialing to guarantee that no lapses in privileges happen under our management.

A clean file is the fastest file

Layer one is a free document audit. We find the gaps that would stall your applications before they cost you weeks.

Credentialing Components We Manage

Mental health credentialing consists of CAQH account creation and re-attestation, PECOS Medicare enrollment, NPI/NPPES, primary source verification, license/DEA verification and re-validation monitoring.
The above list is not inclusive of all the activities done in managing credentials. It is simply the list of items that we have compiled together in order to update and keep your file active.

CAQH Proview

Building a profile and the mandatory re-attestation every 120 days

NPPES and NPI

Type 1 (individual) and type 2 (organization) registration

State license and board verification

Verified against the issuing authority

Malpractice / COI

COI certificate up-to-date and on file

Demographic updates

Address and accepting-patient status current

PECOS (Medicare)

Part B enrollment and reassignment to the practice

Primary source verification

Direct verification from boards and schools

DEA registration

For prescribers (psychiatrists, PMHNPs)

Taxonomy codes

Appropriate behavioral taxonomy mapped to each payer

Re-credentialing and revalidation

Deadlines for cycle noted and completed timely

Two attestation cycles: CAQH must be re-attested every 120 days or else it becomes inactive, terminating the attestation process; Medicare re-attestations must take place through PECOS every 5 years and non-compliance will terminate their billing capability.

Billing and Credentialing, Handled Together

Yes, because the process of bundling these tasks is more secure. One team handling the credentialing and billing process removes the vulnerability of an approved provider being unable to generate claims successfully.

Revenue is lost at the seam between the credentialing and billing process. The provider is paneled; however, the billing team is missing information on the effective date, the panel ID, and the guidelines of that payer. As a result, the first claims filed are incorrect or delayed. With one team managing the two processes, the billing process knows when the provider is activated and what the payer expects. The approval translates to successful claims.

There will be only one entry of data, too. The credentials, identification, and payer-specific settings collected by the credentialing process will flow directly into the billing process without entering the information twice or creating potential mistakes by transcribing it from one system to another. Practices in search of mental health billing and credentialing services try to avoid such a seam.

Combined onboarding

Credentialed providers who can file claims from day one of their effective date as a provider of that payer. Take a look at our mental health billing services.

How Long Does Mental Health Credentialing Take?

Credentialing time frames for mental health providers average 60 to 120 days based on the payer, state, and completeness of your CAQH profile. Some payers have shorter times for some panels; others, particularly Medicaid, will have longer credentialing times.
This is because the bulk of the clock falls into the hands of the payer and the committees that review applications, which you do not control. However, there is something you do control and that is whether your paperwork comes in complete, which is the reason most of the range falls where it does. There are three keys to reducing credentialing time.

A clean attested CAQH profile

Having your work history, documentation, and attestation up to date means that the review process begins immediately without having to make corrections.

Parallel filing

Filing all of your targets simultaneously as opposed to sequentially reduces the number of months it takes because you have to wait for each subsequent one to be completed before starting the next.

All timelines assume standard CMS and CAQH cycles and industry norms.

Proactive follow-up

This involves making sure the payer receives the application and checking the status of the application during the process.

Why Practices Choose RCM Xpert

Credentialing is what we do, and we do it as an operator, not a directory. We are a New York company with a national footprint, submitting, following up, and tracking the processes that ensure providers are paneled.

Behavioral-specific

An un-paneled provider either declines their insured patients or bills them OON with heavy discounts. The therapy happens; the bill doesn’t get paid until credentialing gets completed.

Parallel filing

Applications are submitted simultaneously to all the payers of interest and then followed through committee reviews, rather than sequential submissions to one panel after another.

Cycle management

CAQH 120-day re-attestation and Medicare 5-year revalidation are scheduled for each provider separately, so there will be no quiet lapse of approval period.

One team

Effective dates and setup of payers automatically lead to billing, so new panels get billed properly.

Get a realistic timeline for your providers

The assessment maps which panels are open, which need exceptions, and how fast each can move. No obligation, no contract.

What Mental Health Credentialing Services Cost

The credentialing service is typically billed on a per-provider-per-payer basis or in a percentage of collections billing scheme. Certain organizations bill between 4 and 6 percent of collections for their efforts.

What sets the price

Some determinants determine whether a particular practice pays a certain price or another.

States:

States We Serve

RCM Xpert credentialing is performed in all 50 states across the United States from our New York location. The filing procedure is different depending on various factors such as licensing entities, Medicaid programs, and panels’ capacity in each particular state.

Credentialing specific to the state includes verifying the license at the state licensing entity, administering Medicaid program by state managed care organizations, and panels’ different capacity in different markets. The list below includes only states for which there is a page already, and others will be published soon.

Even more states coming up soon

Practice in another state not listed above? We credential in that state as well! Mention your state on the assessment form and we will verify your board and payers.

Mental Health Credentialing FAQs

What is the duration of the mental health credentialing process?

Mental Health Credentialing usually takes 60 to 120 days depending on the payer, state and completeness of CAQH profile. Commercial payers may take 60 to 90 days while some Medicaid and Blue Cross plans take longer than that. Complete CAQH profile and parallel applications are the factors that reduce the time.

Credentialing refers to the verification of the qualifications of a provider. Enrolling refers to activating the billing process with a certain payer after the credentialing process is completed. Paneling refers to being in the network of the payer as an in-network provider while privilege refers to the right to practice in a facility.

Make sure to have a current attested CAQH ProView record, and apply to each insurance company while allowing them access to your CAQH information. Follow up through the committee review process. If behavioral panel applications are closed, ask for an exception based on network gap and not through a blind application process.

Yes. We credential LCSWs, LPCs, LMFTs, licensed counselors, clinical psychologists, psychiatrists, PMHNPs, and BCBA providers. Each professional has their own set of qualifications and payer requirements. Starting in 2024 Medicare will enroll LPCs and LMFTs directly.

Yes, Optum Behavioral Health, Carelon, and Magellan are managed behavioral health companies that are separate entities from the medical plans and must be credentialed separately from the medical plans they administer. They are panels that close much more frequently than medical plans. We submit our credentialing application with CAQH data and a network need when the panel is closed.

CAQH ProView is the national, free database for entering your credentials once and authorizing insurance companies to retrieve them from there. CAQH is required by most commercial insurance companies and many Medicaid plans but not by Medicare because Medicare uses PECOS. You have to re-attest your CAQH profile every 120 days or it will become inactive.

Pricing is done either by provider per payer application basis or through a percentage of collections. In some cases, companies list 4% to 6% of collections for billing and credentialing combined. The exact price depends on the number of providers, panels, and inclusion of Medicare and Medicaid enrollment services.

Yes. Medicare Enrollment through PECOS, with revalidation needed after 5 years to maintain the billing privileges. State Medicaid enrollment varies depending on the state, but it is generally managed by the Managed Care Organizations.

Yes. One group covering both credentialing and billing fills the gap that exists in the situation where a new provider has been approved but is unable to bill effectively since the billing group knows all about the panel, effective date, and payer policy.

Get Credentialed, Get Paneled, Get Paid

Start with a free assessment of your providers and target panels. We map the timeline and the gaps. No obligation, no long-term contract.